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A realistic debit card with a blue and white abstract sunburst design on the left side and a silver background. The card has an EMV chip, embossed numbers in the center that read "1234 5678 9012 9898", and a placeholder name "CARLOS JAMES" at the bottom. The VISA logo in BLACK is on the lower right corner, with the word "DEBIT" above it. The Fidelity Investments logo with the text “Cash Management Account” appears on the top right, along with a contactless payment symbol. The card is placed flat on a gray speckled stone surface, photographed under natural light with soft shadows and no reflections.