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Ultra realistic and intricate cinematic YouTube thumbnail, 8K UHD, HDR, hyper-detailed, high definition, two people competing in an extreme challenge on a giant floating platform above the ocean, vibrant dramatic lighting with glowing reflections, surreal oversized objects (huge treasure chest, giant key, massive dollar bills flying in the air), expressive photorealistic faces full of excitement and tension, exaggerated perspective, strong rim lights, intricate textures, vibrant neon accents (yellow, blue, green), dynamic cinematic composition, professional commercial advertising quality, optimized for YouTube CTR, clear space for bold headline text