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صورة تناسب المقال Central Bankers’ Enthusiasm for CBDCs Wanes Despite Growing Research: OMFIF Survey A recent survey by the Official Monetary and Financial Institutions Forum (OMFIF) reveals a sharp decline in central bankers' enthusiasm for central bank digital currencies (CBDCs). Only 13% of respondents in 2024 supported CBDCs as a solution for cross-border payments, compared to 31% in 2023. Key Findings: Preference for Instant Payment Systems: Nearly 47% of central bankers now favor interlinking instant payment systems, such as FedNow, over CBDCs. Stablecoins received no support for the second year in a row. Geopolitical and Institutional Challenges: The Bank for International Settlements (BIS) withdrew from the multi-CBDC Project mBridge, citing global tensions. Additionally, the dominance of the U.S. dollar persists, with minimal reductions in its usage by central banks. Shift Toward Tokenization: Over 40% of developed-market central banks view tokenization as a promising future solution for improving cross-border payments. Work on these systems is expected to begin within three to five years. Outdated Correspondent Banking Systems: The traditional correspondent banking model faces challenges due to complex compliance requirements, pushing central banks to explore alternatives like tokenized systems. Global CBDC Efforts: More than 130 countries, representing 98% of global GDP, are researching CBDCs. China, Nigeria, and Jamaica have launched their own digital currencies, while India's Reserve Bank (RBI) is cautiously advancing with its e-rupee. Conclusion: Despite ongoing research, central bankers are prioritizing legacy systems and instant payment platforms for cross-border solutions. Blockchain-based innovations like CBDCs face significant skepticism due to geopolitical and technological uncertainties.